We want to ensure that you have the most enjoyable experience with your Subaru. Below are a few important facts regarding Added Security Plans. Added Security Plans were created exclusively for Subaru® vehicles.
Subaru Added Security Plans vs. Some Other Plan
| Contract Provisions | ||||||
| The Subaru Plans | Some Other Plans* | |||||
| Wear and Tear | Fully covered | Often excluded from coverage | ||||
| Heads and Engine Blocks | Fully covered | Only covered if damaged by internally lubricated part | ||||
| Cause and Effect | Fully covered | Often excluded from coverage | ||||
| CVJ Boots | Fully covered | Often excluded from coverage | ||||
| MacPherson Struts | Fully covered | Cover MacPherson housing only | ||||
| Replacement Parts | Genuine new or remanufactured Subaru parts | Parts may be used, rebuilt or generic | ||||
| Claim Administration | Trained Subaru factory technicians | Administrator's personnel | ||||
| Obligor | Subaru of America, Inc. | Dealer or insurance company | ||||
| Rental Car Reimbursement | $30/day up to $150 | May provide less coverage or none at all | ||||
| Towing Reimbursement | $50-$100 | May provide less coverage or none at all | ||||
| Trip Interruption | $500, if 50+ miles from home | If available, may be $200, if 100+ miles from home | ||||
| Roadside Assistance | $100 dispatched towing, locksmith, | Availability and benefits vary or may | ||||
| be offered for an additional charge | ||||||
| gas delivery, tire change, battery jump, | ||||||
| on-site minor repair, trip routing, | ||||||
| lost key return, road hazard tire protection. | ||||||
| Transferability | $35 fee per occurrence | $35-$55 if transferable or only one time in life of car | ||||
| Cancellation | Full refund first 90 days, pro rata | If cancelable, pro rata or short-rate method, $35 fee | ||||
| thereafter, $25 fee | ||||||
| Deductible | If applicable, one per repair visit | |||||
| regardless of the number of parts repaired | One per component repaired | |||||
| Surcharges | Turbo, 4WD, AWD, hi-tech, electronics, seals and gaskets | |||||
*Based on comprehensive marketing research of typical extended service contract providers.
How To Be A Smart Shopper
|
Extended Service Contract Comparison | Added Security | Other Plans | |
|---|---|---|---|
| Is the extended service contract you are considering a genuine Subaru product backed by Subaru of America? | Yes | No | |
| Subaru Added Security is the only extended service contract backed by Subaru of America, Inc. |
| ||
| Does it cover wear and tear? | Yes |
No |
|
| It doesn't if it specifically excludes "low compression or gradual reduction in operating performance." |
| ||
| Does the contract define the term "breakdown" as, "the failure of a part to work as it was designed to work in normal service?" |
Yes | No |
|
| If it specifies "defect in materials or workmanship," it doesn't cover wear and tear. |
| ||
| Does it cover cause and effect? | Yes | No |
|
| A repair of a non-covered part due to the failure of a covered part. |
| ||
| Does it cover constant velocity joint boots? | Yes | No |
|
| Ask about other "exclusions" that won't be covered by the contract. |
| ||
| Is rental car reimbursement available if the service department has to keep your car overnight? | Yes | No |
|
| Many programs require that the labor for the repair exceed eight hours to qualify for more than one day of rental coverage and allow only two days for parts delay. |
| ||
| Are only genuine Subaru replacement parts used for repairs? | Yes | No |
|
| Some non-Subaru plans allow the use of used parts. |
| ||
| Will you be charged just one deductible each repair visit? | Yes | No |
|
| Many programs charge a deductible for each component that needs repair, even if it is in the same repair visit. |
| ||
| Are AWD, high-tech components, on-board computers, seals and gaskets included in the base price? | Yes | No |
|
| Many programs charge extra to cover these items. | |||
Mid-Hudson Subaru cares about you!