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Contract Comparisons

*Based on comprehensive marketing research of typical extended service contract providers.

We want to ensure that you have the most enjoyable experience with your Subaru. Below are a few important facts regarding Added Security Plans. Added Security Plans were created exclusively for Subaru® vehicles.

Subaru Added Security Plans vs. Some Other Plan

Contract Provisions 






        
The Subaru Plans 

Some Other Plans*







Wear and Tear 

Fully covered          
Often excluded from coverage







Heads and Engine Blocks 

Fully covered 

Only covered if damaged by internally lubricated part







Cause and Effect 

Fully covered 

Often excluded from coverage







CVJ Boots 

Fully covered 

Often excluded from coverage







MacPherson Struts 

Fully covered 

Cover MacPherson housing only







Replacement Parts 

Genuine new or remanufactured Subaru parts 
Parts may be used, rebuilt or generic







Claim Administration 

Trained Subaru factory technicians 

Administrator's personnel







Obligor 

Subaru of America, Inc. 

Dealer or insurance company







Rental Car Reimbursement 

$30/day up to $150 

May provide less coverage or none at all







Towing Reimbursement 

$50-$100 

May provide less coverage or none at all







Trip Interruption 

$500, if 50+ miles from home 

If available, may be $200, if 100+ miles from home







Roadside Assistance 

$100 dispatched towing, locksmith, 

Availability and benefits vary or may 






be offered for an additional charge 






gas delivery, tire change, battery jump,






on-site minor repair, trip routing, 






lost key return, road hazard tire  protection.







Transferability 

$35 fee per occurrence 

$35-$55 if transferable or only one time in life of car







Cancellation 

Full refund first 90 days, pro rata 

If cancelable, pro rata or short-rate method, $35 fee






thereafter, $25 fee 







Deductible 

If applicable, one per repair visit 





regardless of the number of parts repaired 

One per component repaired







Surcharges 




Turbo, 4WD, AWD, hi-tech, electronics, seals and gaskets


*Based on comprehensive marketing research of typical extended service contract providers.

How To Be A Smart Shopper

To be sure the extended service contract you buy will do what you need it to, make sure it is a genuine Subaru product. Ask to see an actual sample of the contract and read it carefully. Reputable companies will be happy to provide one to you. Don't be misled by fancy brochures.

Extended Service Contract Comparison

Added Security Other Plans
Is the extended service contract you are considering a genuine Subaru product backed by Subaru of America?YesNo
Subaru Added Security is the only extended service contract backed by Subaru of America, Inc.

Does it cover wear and tear? Yes
No
It doesn't if it specifically excludes "low compression or gradual reduction in operating performance."

Does the contract define the term "breakdown" as, "the failure of a part to work as it was designed
to work in normal service?"
Yes No
If it specifies "defect in materials or workmanship," it doesn't cover wear and tear.

Does it cover cause and effect? Yes No
A repair of a non-covered part due to the failure of a covered part.

Does it cover constant velocity joint boots? Yes No
Ask about other "exclusions" that won't be covered by the contract.

Is rental car reimbursement available if the service department has to keep your car overnight? Yes No
Many programs require that the labor for the repair exceed eight hours to qualify for more than one day of rental
coverage and allow only two days for parts delay.


Are only genuine Subaru replacement parts used for repairs? Yes No
Some non-Subaru plans allow the use of used parts.

Will you be charged just one deductible each repair visit? Yes No
Many programs charge a deductible for each component that needs repair, even if it is in the same repair visit.

Are AWD, high-tech components, on-board computers, seals and gaskets included in the base price? Yes No
Many programs charge extra to cover these items.

Questions To Ask Yourself:
Who do I want to be responsible for protecting me against unexpected repair costs?

  • A broker, insurance company or a third party that I never heard of?
  • A company that may not be in business when I need them?
  • Or is the best choice to be covered by Subaru?
  • Who truly cares how happy I am with my Subaru or if I ever buy another one?
  • A broker, a so-called administrator or an insurance company?
  • Or would I rather have Subaru on my side?

Mid-Hudson Subaru cares about you!

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